.png)
Less is More
Additional bits of information trick us into thinking we are better informed. We gain a false sense of confidence even though additional...
Brian
Nov 10, 2022
Time In > Timing
One of the questions we often asked is ‘when the best time is to put that money to work in the market.’ Poor market returns this year has...
Brian
Oct 20, 2022
It's Never the Right Time to Time the Market
We recently came across an old article referencing a Fidelity study that analyzed the performance of its client accounts. The surprising ...
Brian
Sep 22, 2022
What's in Your W-4?
The job market has experienced dramatic changes over the last two years. Working from home, at least part-time, is more the norm than a ...
Brian
Sep 15, 2022
Water, Salt, Sand Rats, and Your Portfolio
A good eating plan takes a comprehensive approach to balancing proper food groups and eliminating unhealthy, engineered food. A good ...
Brian
Aug 25, 2022
Fiscal Fitness
Getting in shape for summer is a common goal. We focus on our “beach bods” so we can look good in a bathing suit and feel comfortable ...
Brian
Jul 7, 2022
It's Getting Pricey in Here
It is no surprise our wallets (digital and traditional) are feeling the pain of cost increases. Prices are rising sharply for goods and ...
Brian
Jun 23, 2022
Happy Birthday, Herbert!
We do not think about utility functions and decision maximization theories every time we face a choice. Instead, we rely on heuristics and..
Brian
Jun 16, 2022
Happiness = Reality - Expectations
The above quote was originally spoken by late NPR radio host Tom Magliozzi. The simple formula posits that if our expectations are too ...
Brian
Jun 9, 2022
Flirting With Bears
Last week’s post laid out five things to remember during a bear market. At the time, the S&P 500 was down about 18%, just above the 20% ...
Brian
May 26, 2022
Five Lessons to Remember During Bear Markets
Equity indices have had a rough start to the year. The Nasdaq 100 and small cap Russell 2000 are down 20% or more since the beginning of ...
Brian
May 19, 2022
Five Mistakes to Avoid
There are many potential pitfalls in investing and retirement planning. Avoiding these common mistakes can keep you on track. Investing ...
Brian
May 12, 2022
Debt Repayment
Non-housing related debt is over $4 trillion
Last week’s post provided a simple overview of how compounding can work for you. Unfortunately,
Brian
May 5, 2022
Compound Interest
Probably the most powerful, and sometimes misunderstood, concept in finance
Compounding is an extremely powerful force in finance, and ...
Brian
Apr 28, 2022
Prepare to Exit
"Plans are worthless, but planning is essential"
The above quote is widely attributable to President Dwight Eisenhower, although he gave...
Brian
Apr 14, 2022
Green Jackets & Greenbacks
The tournament brings with it many traditions and legacies, including generous payouts for those that make the cut. Even those that miss ...
Brian
Apr 7, 2022
Spend Wisely
Spend less than you make. Simple, yet effective.
Budgeting is a great habit to keep finances in order. That is even truer in times of ...
Brian
Mar 31, 2022
Asset Allocation
Whatever the percentage, asset allocation is a critical component of portfolio returns
“All good things must come to an end.” ...
Brian
Mar 24, 2022
Savings Madness
Only 56% of families have a financial plan to meet college savings goals
March Madness will capture our attention for the next few weeks...
Brian
Mar 17, 2022